Calculate your monthly payments including Help to Buy equity loan interest
Years 1-5: No interest fees (only a £1 monthly management fee applies).
Year 6 onwards: Interest starts at 1.75% of the equity loan value, then increases annually by RPI + 1%.
Note: The equity loan amount is based on the current property value, not the original purchase price. If your property increases in value, so does the amount you owe.